Senior Benefits &
Final Expense Planning

Expert guidance that prioritizes your family over a sales pitch. Get the clear answers you deserve about final expense protection.

📞 469-553-7417 Request Info Packet
👤 Mike Simmons
Mike Simmons
Licensed Professional
15+ Years Experience
500+ Families Served
100% Licensed & Certified
Partnered With
NASB • Breakaway Insurance

Why Final Expense Planning Matters

The average funeral costs between $7,000-$12,000. Without planning, families often face difficult financial decisions during an emotional time.

$9,135 Average Funeral Cost
68% Families Unprepared
30 Days Average Payment Due

What We Cover

💼
Final Expense Insurance

Burial costs, funeral services, and end-of-life expenses covered without burdening your family.

🏥
Medicare Supplements

Fill the gaps in Medicare coverage with plans tailored to your healthcare needs.

🛡️
Life Insurance Options

Term and whole life policies designed for seniors and retirees.

How We're Different

✅
Plain English Explanations

We cut through the insurance jargon so you know exactly what you're getting.

🤝
Zero-Pressure Approach

Our goal is to educate first. You make decisions on your own timeline.

📞
Local & Available

Serving DFW with personalized, face-to-face service when you need it.

Your Journey to Coverage

1
Free Consultation

We discuss your needs and answer your questions with no obligation.

2
Review Options

I'll present multiple plans from trusted carriers tailored to your situation.

3
Make Your Choice

Take your time to decide. I'm here to help, not pressure.

4
Ongoing Support

After enrollment, I remain your advocate for any questions or changes.

What Families Are Saying

★★★★★

"Mike took the time to explain everything in terms we could understand. No pressure, just honest advice. My mom finally has the coverage she needs."

— Sarah M., Arlington
★★★★★

"After calling three other agents, Mike was the first one who didn't try to sell me something I didn't need. He's earned our trust and our business."

— Robert & Linda T., Fort Worth
★★★★★

"I attended one of Mike's bingo nights and learned more in one hour than I had in months of research. Professional, friendly, and knowledgeable."

— Gloria P., Dallas

Common Questions

What is final expense insurance?
Final expense insurance is a type of whole life insurance designed to cover end-of-life costs like funeral services, burial or cremation, medical bills, and outstanding debts. It typically offers smaller coverage amounts (usually $5,000-$25,000) with affordable premiums, and is easier to qualify for than traditional life insurance.
Who qualifies for coverage?
Most final expense policies are designed for individuals aged 50-85. Many plans offer guaranteed acceptance with no medical exam required, though some health questions may be asked. Even if you have pre-existing conditions, there are options available.
How much does it cost?
Premiums vary based on age, coverage amount, and health status. Most clients pay between $30-$150 per month for $10,000-$15,000 in coverage. During our consultation, I'll provide specific quotes based on your unique situation.
When does coverage start?
Most policies begin immediately upon approval, though some guaranteed-issue plans have a 2-year waiting period for natural causes (accidents are covered immediately). I'll clearly explain the terms of any policy before you make a decision.
Do I have to attend an event to get information?
Not at all! While our community events are a great way to learn in a relaxed setting, you can call anytime for a private consultation. There's never any obligation to attend an event or purchase coverage.
What makes you different from other agents?
I work with multiple carriers, which means I can shop the market to find the best fit for you rather than being limited to one company's products. Plus, I prioritize education over sales tactics—my job is to help you make an informed decision, not pressure you into anything.

Community Bingo & Info Nights

We believe in serving the community. Join us for an evening of fun, prizes, and honest facts about your benefits.

🎲 Free Bingo Cards
🎁 Prizes & Gifts
📋 Clear Benefit Info
✋ No Obligation
🍕 Food & Refreshments
🤝 Meet Your Neighbors

Note: Mike Simmons is a licensed insurance professional. Bingo events are educational; registration is required to participate.

Request Information

✅ Thanks! Your information has been received. Mike will contact you shortly.
By submitting your information, you consent to be contacted by a licensed insurance professional regarding senior benefits and final expense insurance options. Community events and bingo nights are educational in nature. Participation does not require enrollment in any insurance product.

Direct Contact

Speak with Mike today for local assistance:

469-553-7417

simmons2.nasb@gmail.com

Primary Location:
Serving Dallas–Fort Worth & Surrounding Areas

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